:root{
--navy:#1B2A4A;--navy2:#243258;--navy3:#162240;
--gold:#C9A84C;--gold2:#E0BE6E;--gold-d:#8C6F22;
--white:#FFFFFF;--light:#EEF3F8;--light2:#F4F7FB;
--muted:#6B7280;--border:#D4DCE8;
--green:#1D9E75;--green-d:#12694C;--red:#A32D2D;--text:#1B2A4A;
--amber-l:#FDF3DC;--teal-l:#E1F5EE;--purp-l:#EEEDFE;--red-l:#FBEDEC;
--radius:14px;
}

/* ---- Skip-Link ---- */
.skip{position:absolute;left:-9999px;top:0;background:var(--gold);color:var(--navy);
padding:.7rem 1.2rem;z-index:300;font-weight:700;border-radius:0 0 8px 0}
.skip:focus{left:0}
:focus-visible{outline:3px solid var(--gold);outline-offset:2px;border-radius:4px}

/* ---- Topbar ---- */
.topbar{background:var(--gold);padding:.55rem 1.5rem;text-align:center;
font-size:.82rem;font-weight:700;color:var(--navy)}
.topbar a{color:var(--navy);text-decoration:underline}

/* ---- Navigation ---- */
nav{background:var(--navy);padding:0 1.6rem;display:flex;align-items:center;
justify-content:space-between;height:70px;position:sticky;top:0;z-index:100;
box-shadow:0 2px 16px rgba(27,42,74,.3)}
.nav-logo img{height:36px}
.nav-links{display:flex;gap:1.5rem;align-items:center}
.nav-link{color:rgba(255,255,255,.75);font-size:.87rem;text-decoration:none;
transition:color .2s;background:none;border:none;font-family:inherit;cursor:pointer;
display:inline-flex;align-items:center;gap:.3rem}
.nav-link:hover,.nav-link[aria-expanded=true]{color:var(--gold2)}
.nav-link .caret{font-size:.6rem;transition:transform .2s}
.nav-link[aria-expanded=true] .caret{transform:rotate(180deg)}
.nav-cta{background:var(--gold);color:var(--navy);padding:.55rem 1.4rem;border-radius:50px;
font-size:.85rem;font-weight:800;text-decoration:none;transition:background .2s,transform .15s;
white-space:nowrap}
.nav-cta:hover{background:var(--gold2);transform:translateY(-1px)}
.has-menu{position:relative}
.dropdown{position:absolute;top:calc(100% + 14px);left:-1rem;background:var(--white);
border:1px solid var(--border);border-radius:var(--radius);box-shadow:0 18px 48px rgba(27,42,74,.22);
padding:.6rem;min-width:330px;display:none;z-index:120}
.dropdown[data-open=true]{display:block}
.dropdown a{display:block;padding:.6rem .8rem;border-radius:9px;text-decoration:none;color:var(--navy)}
.dropdown a:hover{background:var(--light)}
.dropdown strong{display:block;font-size:.9rem;font-weight:800}
.dropdown span{display:block;font-size:.78rem;color:var(--muted);font-weight:300;line-height:1.4}
.nav-toggle{display:none;background:none;border:1px solid rgba(255,255,255,.35);color:#fff;
border-radius:8px;padding:.35rem .6rem;font-size:1.1rem;cursor:pointer}
@media(max-width:960px){
.nav-links{position:fixed;inset:70px 0 auto 0;background:var(--navy);flex-direction:column;
align-items:stretch;gap:0;padding:1rem 1.4rem 1.6rem;border-top:1px solid rgba(255,255,255,.12);
max-height:calc(100vh - 70px);overflow-y:auto;display:none}
.nav-links[data-open=true]{display:flex}
.nav-link{padding:.7rem 0;border-bottom:1px solid rgba(255,255,255,.08);justify-content:space-between}
.nav-cta{margin-top:1rem;text-align:center}
.dropdown{position:static;display:none;min-width:0;background:transparent;border:none;
box-shadow:none;padding:.2rem 0 .6rem}
.dropdown[data-open=true]{display:block}
.dropdown a{color:rgba(255,255,255,.8);padding:.5rem .4rem}
.dropdown a:hover{background:rgba(255,255,255,.08)}
.dropdown strong{color:#fff;font-size:.85rem}
.nav-toggle{display:block}
}


/* ---- Footer ---- */
footer{background:var(--navy3);color:rgba(255,255,255,.62);padding:3rem 1.5rem 2rem;
font-size:.86rem}
.foot-in{max-width:1100px;margin:0 auto}
.foot-cols{display:grid;gap:2rem;grid-template-columns:repeat(auto-fit,minmax(190px,1fr));
padding-bottom:2rem;border-bottom:1px solid rgba(255,255,255,.1)}
.foot-cols h4{color:#fff;font-size:.79rem;letter-spacing:.11em;text-transform:uppercase;
margin-bottom:.8rem;font-weight:800}
.foot-cols ul{list-style:none;margin:0}
.foot-cols li{margin-bottom:.45rem}
.foot-cols a{color:rgba(255,255,255,.62);text-decoration:none}
.foot-cols a:hover{color:var(--gold2)}
.foot-bottom{padding-top:1.4rem;display:flex;justify-content:space-between;gap:1rem;
flex-wrap:wrap;font-size:.79rem;color:rgba(255,255,255,.45)}
.foot-bottom a{color:rgba(255,255,255,.6)}

/* ---- Sticky CTA mobil ---- */
.sticky-cta{position:fixed;left:0;right:0;bottom:0;background:var(--navy);
border-top:1px solid rgba(201,168,76,.35);padding:.6rem .8rem;display:none;gap:.5rem;z-index:90}
.sticky-cta a{flex:1;text-align:center;font-size:.82rem;padding:.6rem .4rem;border-radius:50px;
text-decoration:none;font-weight:800}
.sticky-cta .p{background:var(--gold);color:var(--navy)}
.sticky-cta .s{border:1px solid rgba(255,255,255,.3);color:#fff}
@media(max-width:768px){.sticky-cta{display:flex}body{padding-bottom:64px}}

@media(prefers-reduced-motion:reduce){*{animation:none!important;transition:none!important}
html{scroll-behavior:auto}}